- The policy covers mortality or loss of stock resulting from

Pollution.

Theft and malicious acts.

Predation or physical damage by predators or other aquatic organisms ( but not sea lice or other ectoparasites).

Storm, lightning, tidal wave (tsunami), collision, sudden and unforeseen structural failure of equipment.

Freezing, supercooling, ice damage.

Deoxygenation due to competing biological activity or from changes in the physical or chemical conditions of the water, including upwelling and high water temperature.

Any other change in concentration of the normal chemical constituents of the water, including change in pH or salinity.

Disease, including sea lice or other ectoparasites.